Loan Rates

Rates Effective December 18, 2019

NRFCU will match or beat local (Humboldt County) rates by .50% (floor rate of 1.99%). Must provide documented approval rate.

Type Model Year Loan Term Rate (as low as)
New Auto 2016-2020 60 months 2.50% APR*
72 months 3.25% APR*
84 months 3.75% APR*
Used Auto 2014-2015 60 months 3.50% APR*
72 months 3.95% APR*
84 months 4.50% APR*
2012-13 72 months 5.00% APR*
2011 & older up to 66 months 5.95% APR*
Type Term Rate (as low as) Maximum limit
Signature Up to 60 months 5.40% APR* $20,000.00
Visa Credit Card -- 11.90% APR* $20,000.00
Share Secured Visa -- 7.90% APR* --
Student Visa -- 14.90% $5,000.00

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